This pays if your house is damaged or destroyed by a covered risk.
This pays if your furniture, clothing, and other personal items that you own are stolen, damaged, or destroyed by a covered risk.
This pays to repair structures on your property that aren't attached to your house, such as detached garages, storage sheds, and fences.
This pays your additional living expenses if you have to move while your house is being repaired from a loss. Additional living expenses include rent/hotel fees, food, and all other costs you wouldn't have had if you were still in your home.
This pays medical bills, lost wages, and other costs for people that you're legally responsible for injuring. It also pays if you're responsible for damaging someone else's property. It also pays your court costs if you're sued because of an accident.
This pays the medical bills of people hurt on your property, as well as for some injuries that happen away from your home -- such as in the event that your dog bites someone at the park.
The content above is essentially a summary of what is explained by the Texas Department of Insurance on their website. The Texas Department of Insurance also regulates our licensing as sales agents and brokers, as well as the conduct of the insurance carriers in our great state of Texas. Click on the button to be directed to their website for more information.
The content of this page is merely an explanation of the coverage offered in the state of Texas. Limits of the coverage and the availability of additional and custom coverage is dependent upon the carrier that is selected to provide coverage. There is no guarantee of availability of coverage or acceptance of applicant.