This portion of coverage pays to repair the other driver's car if you caused the accident. It also pays the other driver's and his/her passenger's medical bills.
This portion covers if you're hit by someone who either didn't have insurance or didn't have enough insurance to cover your medical and car repair bills in the event of an accident. It also covers if you're involved in a "hit-and-run" incident.
This coverage covers the medical bills incurred by you and your passengers in an accident. It also pays for lost wages, and other injuries you incurred.
This coverage pays for you and your passenger's medical bills, as well as if you are hurt while riding in someone else's car or while walking/biking. This is interchangeable with the PIP coverage.
This portion pays if your car is stolen, damaged by fire, flood, vandalism, or something other than a collision. Some examples might be hail damage, or damage from hitting a deer on the road.
This coverage pays to repair or replace your car after an accident, and is typically used when you're at fault in the accident and would like to repair your vehicle.
This portion pays to tow your car if it can't be driven, and depending on the carrier, it also pays for labor to change a flat tire, or to jump-start your battery.
This coverage pays for you to rent a car if yours is stolen or being repaired after an accident. This coverage requires that Comprehensive coverage is also purchased.
The content above is essentially a summary of what is explained by the Texas Department of Insurance on their website. The Texas Department of Insurance also regulates our licensing as sales agents and brokers, as well as the conduct of the insurance carriers in our great state of Texas. Click on the button to be directed to their website for more information.
The content of this page is merely an explanation of the coverage offered in the state of Texas. Limits of the coverage and the availability of additional and custom coverage is dependent upon the carrier that is selected to provide coverage. There is no guarantee of availability of coverage or acceptance of applicant.